Allstate Insurance v. Beauregard

On May 29, 1976, defendant Eleanor Beauregard was involved in an automobile accident while operating an uninsured automobile owned by her daughter and son-in-law. As a result of this accident, she was named as a defendant in two civil actions.

Plaintiff insurance carrier filed a declaratory judgment action seeking a determination of liability under its no-fault policy with defendants Willie and Eleanor Beauregard. Under the terms of that policy, appellants were provided coverage for accidents involving "non-owned automobiles”. However, the policy’s subsequent definition of the term "non-owned…