Sandoval v. Hartford Casualty Insurance Co.

REYNOLDS, Chief Justice.

Natividad Sandoval sought to recover from Hartford Casualty Insurance Company the damages sustained in an upset by his truck which was insured by Hartford. In a bench trial, the court, finding that Sandoval failed to negate Hartford’s pleaded exclusion that the damage was due and confined to a mechanical failure, rendered a take-nothing judgment. Concluding that the evidence negated the pleaded exclusion and that Sandoval’s damages were established, we reverse and render.

Hartford issued its policy insuring a truck owned by Sandoval. While the policy was in force,…