Nehra v. Provident Life & Accident Insurance

The defendant insurer paid benefits to the plaintiff after he filed a claim stating that he was disabled by sickness. When those benefits were soon to expire, the plaintiff sought to recharacterize his disability as the product of an injury. The defendant refused the reclassification, and the plaintiff sued. The circuit court granted summary disposition for the defendant, but the Court of Appeals reversed on the ground that the policies’ definition of “injury” was ambiguous. We reinstate the judgment of the circuit court.

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Plaintiff Samuel A. Nehra, D.D.S., practiced dentistry for many years.…