Kruger v. California Highway Indemnity Exchange

Action brought to recover upon a policy of insurance. The policy was issued by the appellant, the California Highway Indemnity Exchange, as insurer, to one John E. Delaney, the insured, referred to therein as the “subscriber.” It appears from the complaint that by an ordinance of the city and county of San Francisco known as the “Jitney Bus Ordinance” it was provided that it should be unlawful for any person to drive a “jitney bus” in said municipality without first procuring from the hoard of police commissioners a permit to operate the same, and, as a prerequisite to obtaining such permit,…