Grange Insurance v. Zumwalt

Plaintiff brought this declaratory judgment proceeding to determine issues of liability and insurance coverage.

The plaintiff, Grange Insurance Association, issued an automobile liability insurance policy insuring the plaintiffs, Mr. and Mrs. Noggle. The defendant, St. Paul Mercury Insurance Company, issued an insurance policy to the defendants, Mr. and Mrs. Zumwalt, providing uninsured motorist coverage for the Zumwalts. The Noggles owned a Volkswagen which collided with a vehicle driven by Mrs. Zumwalt and injured her.

In May, the Noggles purchased the Volkswagen for the use of their daughter…