Legal Opinion

Republic-Vanguard Insurance Co. v. Mize

Texas Court of Appeals, 7th District (Amarillo)

Decided July 8, 2009No. 07-08-0253-CVPublishedCited by 1 opinion

1Opinion of the Court

OPINION

PATRICK A. PIRTLE, Justice.

“and/or. A legal and business expression dating from the mid-19th century, and/or has been vilified for most of its life — and rightly so. To avoid ambiguity, don’t use it.”

Bryan Garner 2

This case involves an insurance law coverage issue arising out of the use of the phrase “and/or” in a paragraph pertaining to exclusions. Appellant, Republic-Vanguard Insurance Company, appeals from a summary judgment entered in favor of Appellees, Charlie Mize d/b/a Quality Framing and Doug Settler, in Republic’s declaratory judgment action seeking a determination whether it…

Also in this document: Concurrence.

2Cases cited21 opinions

  1. Provident Life & Accident Insurance Co. v. KnottTexas Supreme Court · 2003
  2. FM Properties Operating Co. v. City of AustinTexas Supreme Court · 2000
  3. Carr v. BrasherTexas Supreme Court · 1989
  4. American Manufacturers Mutual Insurance Co. v. SchaeferTexas Supreme Court · 2003
  5. National Union Fire Insurance Co. of Pittsburgh v. Merchants Fast Motor Lines, Inc.Texas Supreme Court · 1997

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3Cited by1 opinion

  1. Elaine Neidig v. Valley Health System (Justice Walker, concurring)West Virginia Supreme Court · 2025

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