Sparks v. Knight Templars & Masonic Life Indemnity Co.
Missouri Court of Appeals
Appeal from the Johnson Circuit Court. — Hon. W. W. Wood, Judge. (1) Suicide, under the terms and conditions contained in the application and certificate or policy in this case, forfeits the policy. Bigelow v. Ins. Co., 93 U. S. '284; Ins. Co. v. Crandall, 120 U. S. 527; BeGogorm v. Ins. Co., 65 N. Y. 232; Adkins v. Ins. Co., 70 Mo. 27; Ins.
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Appeal from the Johnson Circuit Court. — Hon. W. W. Wood, Judge. (1) Suicide, under the terms and conditions contained in the application and certificate or policy in this case, forfeits the policy. Bigelow v. Ins. Co., 93 U. S. '284; Ins. Co. v. Crandall, 120 U. S. 527; BeGogorm v. Ins. Co., 65 N. Y. 232; Adkins v. Ins. Co., 70 Mo. 27; Ins. Co. v. Ainsworth, 71 Ala. 436. (2) The statutory provision contained in section 5855, page 1385, Revised Statutes, 1889, is not applicable to companies doing business on the assessment plan. The law governing that class of insurance is found in article 3,…
1Opinion of the CourtEllison, J.
Plaintiff is the widow of Samuel P. Sparks, and is beneficiary in a life insurance policy taken out by him, and which was issued on what is designated by the statute as the assessment plan. The policy was for $2,000, and contained, among other provisions, the following: That, “in case of the self destruction of the holder of this policy, whether voluntary or' involuntary, sane or insane,” the policy “shall become null and void, and the widow and-heirs or devisees of said member shall have no claim for benefit on the company, provided, that in case of such self destruction or suicide of the…
2Cases cited5 opinions
- Bigelow v. Berkshire Life InsuranceSupreme Court of the United States · 1876
- Life Insurance v. TerrySupreme Court of the United States · 1873
- De Gogorza v. . Knickerbocker Life Ins. Co.New York Court of Appeals · 1875
- Hanford v. Massachusetts Benefit Ass'nSupreme Court of Missouri · 1894
- Adkins v. Columbia Life Insurance Co.Supreme Court of Missouri · 1879
3Cited by6 opinions
- Aloe v. Mutual Reserve Life Ass'nSupreme Court of Missouri · 1899
- City of Sedalia ex rel. Sedalia National Bank v. GoldMissouri Court of Appeals · 1901
- Wallace v. Bankers' Life Ass'nMissouri Court of Appeals · 1899
- Bell v. BellMissouri Court of Appeals · 1908
- Cushing v. RichardsonMissouri Court of Appeals · 1910
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