Hanford v. Massachusetts Benefit Ass'n
Supreme Court of Missouri
Appeal from St. Louis City Circuit Court. (1) The defendant is simply an insurance company, and the contracts sued on are purely those of life insurance. They have none of the elements of insurance upon the assessment plan, as such contracts are defined by our laws.
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Appeal from St. Louis City Circuit Court. (1) The defendant is simply an insurance company, and the contracts sued on are purely those of life insurance. They have none of the elements of insurance upon the assessment plan, as such contracts are defined by our laws. Session Acts, Mo. 1887, p. 199; 2 R. S. Mo. 1889, sec. 5860; Bliss on Life Insurance, sec. 3, pp. 4, 5; Cooke on Life Insurance, sec. 1, p. 2; Bacon on Benefit Societies, see. 52, p. 62; Niblack on Mutual Benefit Societies, sec. 163, p. 193; 2 May on Insurance [3 Ed.], sec. 550; Commonwealth v. Weather-bee, 105 Mass. 149;…
1Opinion of the Court
Black,. P. J.
The defendant is a corporation ■organized under the laws of the state of Massachusetts. It has and holds a certificate from the insurance department of this state, stating that it has complied with all the requirements of our laws and is authorized to ■do business here “on the assessment plan.” This suit is based upon two policies issued by the defendant upon the life of Thomas C. Hanford, each in the sum ■of $5,000, payable to the plaintiff who is the wife of the insured.
The applications for the policies were in writing .and were both signed by the insured on the fifth of…
2Cases cited5 opinions
- State ex rel. Attorney General v. Merchant's Exchange Mutual Benevolent SocietySupreme Court of Missouri · 1880
- McConnell v. Iowa Mutual Aid Ass'nSupreme Court of Iowa · 1889
- State ex rel. Beach v. Citizens' Benefit Ass'nMissouri Court of Appeals · 1878
- Ellerbe v. Farmers & Mechanics' Mutual Aid Ass'nSupreme Court of Missouri · 1891
- Ellerbe v. United Masonic Benefit Ass'nSupreme Court of Missouri · 1893
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- Westerman v. Supreme Lodge Knights of PythiasSupreme Court of Missouri · 1906
- McDonald v. Bankers Life Ass'nSupreme Court of Missouri · 1900
- Aloe v. Fidelity Mutual Life Ass'nSupreme Court of Missouri · 1900
- Aloe v. Mutual Reserve Life Ass'nSupreme Court of Missouri · 1899
- McDermott v. Modern Woodmen of AmericaMissouri Court of Appeals · 1903
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