Miami Lincoln-Mercury, Inc. v. United Services Automobile Ass'n

POPE, Justice.

Who owned a motor vehicle at the time it was destroyed is the question presented. Whittier G. Davis and wife had an insurance policy with United Services Automobile Association, which contained a replacement provision.1 The claim is that *277the Davises owned a 1956 Mercury which was covered by the policy at the time it was totally destroyed. Defendant, U.S. A.A., claims that the car was owned not by the Davises, but by Miami Lincoln-Mercury, Inc., a dealer, who had not yet completed a sale of the vehicle to the Davises. Miami Lincoln-Mercury, Inc., obtained an assignment from the…