Irons Home Builders, Inc. v. Auto-Owners Insurance

MEMORANDUM OPINION AND ORDER

GADOLA, District Judge.

Plaintiffs Irons Home Builders, Inc. and Thomas Irons brought this breach of contract action against defendant Auto-Owners Insurance Company based on the court’s diversity jurisdiction. Plaintiffs seek damages for defendant’s failure to defend and indemnify them in a lawsuit allegedly covered by the liability insurance policy that they purchased from defendant. Before the court are the parties’ cross motions for summary judgment.

I. Background

Plaintiff Irons Home Builders (“Irons”) is a Florida corporation that designs and builds single family…