Steve Spicer Motors, Inc. v. Federated Mutual Insurance Co.

CROW, Presiding Judge.

Steve Spicer Motors, Inc. (“Spicer”) sued Federated Mutual Insurance Company (“Federated”) for $13,984, the sum allegedly expended by Spicer for attorney fees and expenses in defending itself against an action brought in the United States District Court, Western District of Missouri, by one Erman Jay under the Age Discrimination in Employment Act, 29 U.S.C. §§ 621 to 634. Spicer averred Federated was obligated by two insurance policies — a “garage policy” and a “commercial umbrella liability policy” — to defend Spicer in the Jay suit but refused to to do so despite…