Steven W. Vennemann v. Badger Mutual Insurance Company

HEANEY, Circuit Judge.

Steven Vennemann was denied coverage under a homeowner’s policy with Badger Mutual Insurance Company (Badger) after his house was damaged in a fire. The district court 2 granted Badger’s motion for summary judgment, finding that Ven-nemann was properly denied coverage due to a vacancy exclusion clause in the insurance policy. Vennemann appeals, arguing that his property was not vacant for sixty consecutive days before the fire. In the alternative, he contends that a construction exception in the vacancy exclusion clause allows him to recover on his insurance claim. We…