Petty v. Citibank (South Dakota) N.A.

OPINION

TERRY McCALL, Justice.

This appeal arises out of a suit brought by a credit card company against one of its cardholders to collect the unpaid balance of the cardholder’s account. The trial court granted the credit card company’s motion for summary judgment. We affirm.

Background Facts

Leon Petty obtained an “AT & T Universal Platinum MasterCard” from Citibank (South Dakota) N.A. in 2001. As of February 2005, the unpaid balance of his account exceeded $11,000. Petty made a payment of $5,900 on the account on February 14, 2005. He asserts that Citibank accepted this payment in full…