Evans v. Chase Bank USA, N.A.

MEMORANDUM *

Plaintiffs appeal the district court’s Rule 12(b)(6) dismissal of their complaint against Chase Bank. Plaintiffs assert that Chase Bank violates the Truth in Lending Act and Delaware and California law by imposing, without additional notice, interest rate increases retroactive to the start of billing cycles after card members default as defined in the agreements. We have jurisdiction pursuant to 28 U.S.C. § 1291 and review de novo. Orkin v. Taylor, 487 F.3d 734, 738 (9th Cir.), cert. denied, — U.S. -, 128 S.Ct. 491, 169 L.Ed.2d 340 (2007). We affirm.

Plaintiffs assert that the…