Traynum v. Scavens

Loretta Traynum and Leonard Traynum (collectively, Appellants) appeal the trial court’s grant of summary judgment to Respondent Progressive Direct Insurance Co. (Progressive), arguing the trial court incorrectly held that Progressive made a meaningful offer of underinsured motorist (UIM) coverage via its website. We affirm.

I

In April 2007, Loretta Traynum (Traynum) purchased an automobile insurance policy from Progressive through Progressive’s website. Instead of selecting one of the preset packages Progressive offered, all of which contained UIM coverage by default, Traynum created a custom…