Hastings v. United Pacific Insurance Co.

PETERSON, Justice.

Plaintiff Richard Hastings was involved in an automobile accident on October 20, 1979, while a passenger in a friend’s automobile, and sustained a serious brain injury. There is no dispute that his injuries far exceed the insurance coverages available on the two involved automobiles. This declaratory judgment action was commenced by plaintiff against defendant United Pacific Insurance Company seeking reformation of the policy of insurance held by plaintiff’s mother, Nancy Hastings Fairfield, to include $400,000 in underinsured motorist coverage. The issue on appeal is…