Automobile Owners Safety Insurance Co. v. Baker

CORN, Vice Chief Justice.

On December 24, 1954, Robert Lee Baker, a bricklayer’s helper by trade, suffered extensive and permanent injuries in an accident involving two cars, he being a passenger in one of the cars at the time.

There is no question but that he was permanently and totally disabled from performing the duties of his trade. Further it is unquestioned that he was without education, leaving school after the fourth grade.

Several months prior to the accident he purchased an Automobile Owners Accident and Family Hospital Policy from the Automobile Owners Safety Insurance Company, a…