Harrison v. Tomes

HOLSTEIN, Judge.

Plaintiff, Harrison, appeals from the trial court’s judgment granting State Automobile Mutual Insurance Company’s motion to dismiss a garnishment action. The case was transferred to this Court by the Court of Appeals, Eastern District, after opinion for the purpose of reexamining existing law. Mo. Const, art. V, see. 10. The central *269issue in this case is whether a passenger who grabs the wheel of a motor vehicle is operating the vehicle within the meaning of a clause in a homeowners’ insurance policy, which excludes from coverage accidents occurring while the insured is…