Mutual Service Casualty Insurance Co. v. League of Minnesota Cities Insurance Trust

OPINION

HANSON, Justice.

A City of Rochester police officer driving a marked patrol car struck a pedestrian, who sustained injuries that resulted in $83,340.92 in medical expenses. The pedestrian’s insurer brought a declaratory judgment action against the city’s insurer to require it to pay the first $20,000 of the pedestrian’s basic economic loss benefits on the grounds that the city’s insurer has first priority coverage under Minnesota’s No-Fault Automobile Insurance Act (“the Act”). Minn.Stat. §§ 65B.41-65B.71 (2002). The district court granted summary judgment for the city’s insurer, based…