Nationwide Mutual Insurance Company v. J-Mar MacHine & Pump, Inc.

PARKER, Justice.

Nationwide Mutual Insurance Company (“Nationwide”) appeals from the trial court’s judgment denying its “renewed motion for a judgment as a matter of law or, in the alternative, motion for [a] judgment notwithstanding the verdict.” 1 We reverse and render a judgment for Nationwide.

Facts and Procedural Histo'ry

In 1997, J-Mar Machine & Pump, Inc. (“J-Mar”), a vacuum and centrifugal-pump repair shop located in Birmingham, procured a commercial liability and property insurance policy (“the insurance policy”) from Nationwide that afforded $100,000 in personal-property coverage. At…