Mississippi Farm Bureau Casualty Insurance Company v. Dorothy Smith

RANDOLPH, CHIEF JUSTICE, FOR THE COURT:

¶1. Dorothy Smith sued Mississippi Farm Bureau Casualty Insurance Company ("Farm Bureau"), her homeowner's insurance carrier, after Farm Bureau denied her claim based on the earth-movement exclusion in the policy. Farm Bureau filed a motion for summary judgment, which was denied by the trial court. Farm Bureau filed a petition for interlocutory appeal by permission, which this Court granted. The Court finds that the trial court erred in denying Farm Bureau's motion for summary judgment. The earth-movement exclusion is unambiguous and excludes coverage…