Corban v. United Services Automobile Ass'n

RANDOLPH, Justice,

for the Court.

¶ 1. Dr. Magruder S. and Margaret Cor-ban (“Corbans”) incurred losses caused by physical damage to their Long Beach, Mississippi, residence during Hurricane Katrina on August 29, 2005. The Corbans had purchased a homeowner’s policy and a flood policy from United Services Automobile Association Insurance Agency (“USAA”), both of which were in force at the time the losses were suffered.

¶ 2. The Corbans notified USAA of them claim for losses. USAA adjusters inspected the property and obtained an engineering report for an opinion as to whether the losses were…