Montano v. Allstate Indemnity Co.

OPINION

SUTIN, Judge.

{1} This appeal requires us to delve further into the elusive issue of whether an insured who purchases uninsured motorist coverage receives what he or she pays for. Plaintiff John Montano purchased an Allstate Indemnity Company (Allstate) multi-vehicle policy under which Montano insured four vehicles. Montano paid one premium amount for uninsured motorist bodily injury coverage. Allstate limited Montano’s stacking rights to “two, but no more than two,” coverage limits. Montano sued Allstate for uninsured motorist bodily injury coverage limits based on stacking of four…