Ponder v. State Farm Mutual Automobile Insurance

OPINION

BACA, Justice.

{1} On July 4, 1987, while driving her parents’ Ford F100 pickup truck, Plaintiff-Appellee, Nichelle Ponder, was injured in an automobile accident with an unidentified and uninsured motorist leaving her quadriplegic and suffering from severe brain injuries. Defendant-Appellant, State Farm Mutual Automobile Insurance Company, paid Nichelle $50,000 in uninsured motorist benefits for the pickup truck, but denied her request to stack the uninsured motorist benefits on her parents’ additional seven automobile insurance policies with State Farm. Nichelle subsequently initiated…