Khandelwal v. Zurich Insurance

The opinion of the court was delivered by

WAUGH, J.A.D.

Plaintiffs Swarnlata Khandelwal, Shruti Khandelwal, and Shreya Khandelwal3 appeal from the October 29, 2010 and January 11, 2011 orders of the Law Division dismissing their claims against defendants Zurich Insurance Company (Zurich), Empire Fire and Marine Insurance Company (Empire),4 Harvan Rentals, Inc., d/b/a *580Budget of North Brunswick (Harvan), MHL Rents, LLC (MHL), and Michael H. Lewis (Lewis). We reverse.

I

We discern the following facts and procedural history from the record on appeal.

A

Third-party defendant Lalitkumar Khandelwal is…