Nationwide Mutual Insurance v. Foster

This case arose out of the non-renewal by Nationwide Mutual Insurance Company (Nationwide) of the automobile insurance policies of James and Carol Berry (Berry) and John Hronakes (Hronakes). The reason given for non-renewal was that a car covered under each of the policies was involved in two accidents within 36 months. The Berrys had on separate occasions struck a guardrail and a pole while the Hronakes’ daughter had on separate occasions slid into a median strip and rear-ended another car. It was undisputed at the hearing that Nationwide did not have to make any payments on the first…