Zibelin v. Pawtucket Mutual Fire Insurance Co.

Unfortunately for the plaintiff, he failed to observe the terms of his policy and to comply with its plainly written provisions. The contract between the plaintiff and the Insurance Company embodied in the standard form of fire insurance policy is one prescribed by statute (G.S. 58-177), and its provisions have been held by this Court to be valid and just to. insured and insurer. Greene v. Ins. Co., 196 N. C. 335, 145 S. E. 616. The rights and liabilities of both under the policy must be ascertained and determined in accord with its terms. Insurance Co. v. Wells, 226 N. C. 574, 39 S. E. (2)…