Universal Underwriters Insurance v. Shuff

This appeal presents one issue: whether appellees may submit to arbitration their claim against an uninsured motorist after a trial on the merits and after a jury returned a verdict against appellees. We hold that appellees may not submit this issue to arbitration.

Insurance policies are subject to the same rules of construction and “should be enforced in accordance with their terms as are other written contracts.” Rhoades v. Equitable Life Assur. Soc. of U.S. (1978), 54 Ohio St. 2d 45, 47. This insurance policy permits arbitration when the insured is legally entitled to recover from an…