Rhoades v. Equitable Life Assurance Society of the United States

It is well-settled in Ohio that insurance policies should he enforced in accordance with their terros-as are other written contracts. Where the provisions of the policy are clear and unambiguous, courts cannot , enlarge the contract by implication so as to embrace an object distinct from that originally contemplated by the parties. Motorists Mutl. Ins. Co. v. Tomanski (1971), 27 Ohio St. 2d 222, 226.

In the instant cause, the time-limitation provision of the accidental death policy was written by the parties in such language. The intent of the parties was that death of the insured occurring…