Detroit Automobile Inter-Insurance Exchange v. Spafford

Plaintiff appeals from a circuit court order affirming an arbitration award in favor of defendant Spafford, and denying plaintiff’s motion to vacate the award. We reverse.

Defendant was injured when the snowmobile on which she was a passenger, owned and operated by her husband, collided with another snowmobile. The accident occurred on the frozen surface of a lake.

Defendant sought to recover under the uninsured motorist provision of an automobile insurance policy issued by plaintiff to her husband. Plaintiff refused the claim primarily because it did not consider a snowmobile to be a motor…