Steidel v. Metcalf

My disagreement is compelled simply because, so far as I can see, the insurer Avas under no obligation to either employe or employer at the time of the former’s compensable injury.

The policy had been cancelled in the exercise of the undisputed right of the insurer. Of course the agent had the authority to issue a new policy; but, i-n the circumstances, he had no authority to issue it without payment of the premium. He had no right to waive the payment of a premium on a new policy. There is no claim that the insurer accepted the agent as its debtor in place of the insured. See 29 Am. Jur.,…