Lumpkins v. Balboa Insurance

OPINION AND ORDER

TERENCE C. KERN District Judge.

Before the Court is Defendants’ Motion to Dismiss (Doc. 6).1

I. Factual Background

In their Complaint filed January 5, 2011, Plaintiffs Debrah and Steve Lumpkins allege that they entered into a “Homeowners’ Insurance Policy” on property located at 9250 S. 42585, Inola, Oklahoma (“Property”) with Defendants Meritplan Insurance Company (“Meritplan”) and Balboa Insurance Company (“Balboa”) (collectively “Defendants”).2 Plaintiffs allege that they sought benefits from Defendants after they sustained a loss to their home resulting from a water leak…