Westfield Insurance Company v. Robinson Outdoors, Inc.

SHEPHERD, Circuit Judge.

Robinson Outdoors, Inc. (“Robinson”) marketed and sold camouflage products that, according to Robinson, would eliminate human scent so that wild game, with their acute sense of smell, would not be able to detect a hunter’s presence. Consumers who had purchased these products brought class action lawsuits against Robinson, claiming that Robinson’s products did not actually eliminate human odor (collectively, “the underlying lawsuits”). Robinson sought defense and indemnification from its insurer, Westfield Insurance Company (“Westfield”), but Westfield declined…