Granite State Insurance v. Nord Bitumi U. S., Inc.

Benham, Justice.

This case is before us on a certified question from the United States Court of Appeals for the Eleventh Circuit. The facts and procedural history of the case, as established in the opinion of the Eleventh Circuit, 1 may be summarized as follows: In 1984, a fire damaged a building owned by Macon-Bibb County Industrial Authority (the Authority) and leased by Nord Bitumi U. S., Inc. (Nord). The Authority was insured by St. Paul Surplus Lines Insurance Company (St. Paul) and Nord was insured by Granite State Insurance Company (Granite State) against loss to its personal property…