Horan v. Prudential Ins. Co. of America

Opiííioií by

Balübig®, J.,

This is an action on a life insurance policy. The question involved is whether death was the result, “directly and independently of all other causes, of bodily injuries, effected solely through external, violent and accidental means.”

Shortly after midnight on November 30, 1928, a private watchman, in plain clothes, saw the insured, with four companions, “roaming” in an automobile in the neighborhood which he was guarding. He paid little attention to them until he saw them get out of the car at Third and South Streets, Philadelphia, and start toward South Street. He…