Legal Opinion
Chad Schlosser and Frances Schlosser v. Fairbanks Capital Corporation
Court of Appeals for the Seventh Circuit
Decided April 16, 2003No. 01-3487PublishedCited by 92 opinions
1Opinion of the Court
WILLIAMS, Circuit Judge.
Fairbanks Capital Corp. acquired 12,800 allegedly delinquent high-interest mortgages from ContiMortgage, including one owed by the plaintiffs, Chad and Frances Schlosser. Identifying itself as a debt collector, Fairbanks sent the Schlossers a letter asserting that the debt was in default. Fairbanks was mistaken; the Schlossers were not in default. The Schlossers filed suit claiming that Fairbanks’s letter failed to notify them of their right to contest the debt, as required by the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692g(a). Fairbanks’s mistake, as…
2Cases cited14 opinions
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3Cited by92 opinions
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- Federal Trade Commission v. Check Investors, Inc.Court of Appeals for the Third Circuit · 2007
- Keith Davidson v. Capital One Bank (USA), N.A.Court of Appeals for the Eleventh Circuit · 2015
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