Keith Davidson v. Capital One Bank (USA), N.A.
Court of Appeals for the Eleventh Circuit
1Opinion of the Court
WILSON, Circuit Judge:
In this appeal, we decide whether a bank that collects or attempts to collect on a debt, which was in default at the time it was acquired by the bank, qualifies as a “debt collector” under the Federal Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p. Keith Davidson appeals the dismissal of his amended com plaint, filed on behalf of himself and a class of similarly situated individuals, alleging that Capital One Bank (USA), N.A. (Capital One) violated certain provisions of the FDCPA in attempting to collect on defaulted or delinquent credit card accounts…
2Cases cited21 opinions
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- Artuz v. BennettSupreme Court of the United States · 2000
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- Lonnie J. Hill v. Thomas E. White, Secretary of the ArmyCourt of Appeals for the Eleventh Circuit · 2003
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