Dillehay v. Hartford Fire Insurance

SMITH, Justice.

Respondent seeks recovery from appellant of property damage to his 1963 Chevrolet two-ton dump truck covered by an insurance policy- issued by appellant. Under the policy’s coverage relating to “Collision or Upset,” appellant agreed:

“To pay for direct and accidental -loss of or damage to the'automobile, hereinafter called loss, caused' by collision of the automobile with another object or by upset of the automobile, but only for the amount of each such loss in excess of the deductible amount.”

Respondent’s truck was equipped with an ensilage bed of eight-ton capacity, activated…