Pudil v. State Farm Mutual Automobile Insurance Co.

TERNUS, Justice.

In the ruling at issue in this appeal, the trial court held that the plaintiffs could not recover , both uninsured motorist and un-derinsured motorist benefits. We agree and so affirm.

I. Background Facts and Proceedings.

On December 22, 1995, the plaintiff, Steven Pudil, was a passenger in a truck being driven by Andrew Chalupsky when it was involved in a one-vehicle accident. Swisher Plumbing Company, Inc., Pudil and Chalupsky’s employer, owned the truck.

Chalupsky had no liability insurance at the time of the accident. The truck, however, was insured under a liability policy…