Legal Opinion
Chase v. William Penn Life Insurance
Appellate Division of the Supreme Court of the State of New York
Decided March 16, 1990PublishedCited by 3 opinions
1Opinion of the Court
Order and *966judgment affirmed with costs. Memorandum: An applicant for life insurance owes a duty to exercise good faith and answer questions regarding the state of his health truthfully. Answers given to the inquiries are to be construed with the greatest liberality in favor of the insured (1A Appleman, Insurance Law and Practice § 241 [rev ed]). When responding to general questions on an insurance application about a medical history, an applicant is not required to list every physical indisposition that he has ever experienced (id,., at 103). Where, as here, an applicant has not been given…
2Cases cited12 opinions
- Geer v. Union Mutual Life InsuranceNew York Court of Appeals · 1937
- L. Smirlock Realty Corp. v. Title Guarantee Co.New York Court of Appeals · 1981
- L. Smirlock Realty Corp. v. Title Guarantee Co.Appellate Division of the Supreme Court of the State of New York · 1979
- Bronx Savings Bank v. WeigandtNew York Court of Appeals · 1956
- Vander Veer v. Continental Casualty Co.New York Court of Appeals · 1974
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3Cited by3 opinions
- Falcon Crest Diamonds, Inc. v. DixonNew York Supreme Court · 1996
- Fratello v. Savings Banks Life Insurance FundAppellate Division of the Supreme Court of the State of New York · 1992
- Douglas v. PROTECTIVE LIFE AND ANNUITY INS. CO.District Court, S.D. New York · 2010