In Re Ronald A. Bradt, Debtor and Towne Lincoln-Mercury v. Woodlawn Auto Workers, F.C.U.

CARDAMONE, Circuit Judge:

Woodlawn Auto Workers Federal Credit Union (Woodlawn or Credit Union) appeals from an order of the United States District Court for the Western District of New York (Elfvin, J.), which upheld an earlier decision of the bankruptcy court. The district court ordered Woodlawn to turn over to the trustee of appellee Ronald Bradt’s estate in bankruptcy an insurance company’s payment for repairs made to Bradt’s automobile. Because we find that the payment by the insurance company is property of the estate in bankruptcy, we affirm.

I

In November 1980 Ronald Bradt purchased a…