National Bank v. White (In Re White)

FINDINGS OF FACT, CONCLUSIONS OF LAW AND ORDER ON PLAINTIFF’S MOTIONS FOR SUMMARY JUDGMENT

ANTHONY J. METZ, III, Bankruptcy Judge.

The Plaintiff, the National Bank of Indianapolis (“NBI”) filed a two-count nondischargeability complaint against debtor Christopher Paul White (“White”) under §§ 523(a)(2)(A) (Count I) and 523(a)(6) (Count II) for damages arising out of a check delivered by White which was returned for insufficient funds. White asserted various affirmative defenses in his answer and counterclaimed, alleging, among other things, that it was NBI’s practice to cover overdrafts by…