Vaulx v. Cumis Insurance Society, Inc.

FERREN, Associate Judge:

This case presents the question whether an insurance carrier properly terminated an automobile insurance policy for failure of the insured to comply with the terms of a reinstatement offer. The carrier received the premium by the date it had required for reinstatement. When the insured mailed his payment, however, he did not include the detachable portion of the offer identifying the policy by the insured’s name and number, as the carrier had requested. The trial court granted summary judgment for the carrier, holding that the request for return of the detachable…