Enright v. Standard Life & Accident Insurance

The plaintiff sues as administratrix *241of the estate of James Enright. The action is based upon a contract of insurance made between the defendant company and the Toledo, Ann Arbor & North Michigan Railway Company, and upon a certificate issued as supplemental to the contract directly to Enright. The contract between the two companies is in the form of an open policy of insurance, by the terms of which the insurance company insured the railroad company from month to month,—

“Covering such of its officers and employés as shall be entered in a schedule, and shall duly pay the premiums therein…