Arn v. McLean

Brogan, Presiding Judge.

{¶ 1} This case involves a claim for underinsured-motorist (“UIM”) coverage under umbrella policy No. 35-03-9984-0 issued by State Farm & Fire Casualty Company to Carol and Terence McLean. The policy was originally effective on February 21, 1989, had liability limits of $1,000,000, and was written without uninsured-motorists (“UM”) or UIM coverage. As the applicant, Mr. McLean originally rejected UM/UIM coverage. Subsequently, on April 7, 1997, the McLeans both signed a written form, rejecting UM/UIM coverage for the policy. In particular, the form stated:

{¶ 2} “I (we)…