Reidy v. John Hancock Mutual Life Insurance

The trial court should have ruled as requested by the defendant, that the action could not be maintained.

The policy having lapsed for non-payment of overdue premiums, the insured signed certificates of insurability for reinstatement of the policy, the material part of which is of the following tenor, “ I being the person on whose life the within mentioned Policy was issued by the John Hancock Mutual Life Insurance Company . . . hereby request said Company to reinstate said policy which under its terms is now lapsed, upon condition of the truth of the following statements and agreements. Such…