Phenix Ins. v. Luce

RICHARDS, Circuit Jüdge.

The action below was upon a policy of insurance containing the following condition, among others:

“If a building ó'r any part thereof fall except as the result of fire, all insurance by this policy on said building or its contents shall immediately cease.”

Thé building insured was a four-story brick in Grand Rapids, Mich., known as the “Buce Block.” At io minutes of 2, on the morning of July 18, 1901, about one-fourth of this building collapsed. Part of the débris fell into the street, breaking the electric wires, the rest into the basement and cellar. The fire…