Thompson v. Home Security Life Insurance

Ness, Justice:

This action for fraudulent breach of contract accompanied by a fraudulent act was instituted by respondent Thompson against appellant insurance company. This appeal is from a jury verdict for Thompson of $433.00 actual damages and $12,500.00 punitive damages. We affirm.

Respondent was insured by appellant’s predecessor, Palmetto State Life Insurance Company, by policy issued January, 1975. In March or early April of 1976, an agent of appellant approached respondent and, during casual conversation, respondent disclosed he was a diabetic. The agent allegedly proposed a plan whereby…