LeForge v. Nationwide Mutual Fire Insurance

Defendant-appellant, Nationwide Mutual Fire Insurance Company (“Nationwide”), appeals a judgment of the Clinton County Court of Common Pleas in favor of plaintiffs-appellees, Daniel and Cheryl LeForge.

In the early morning hours of March 16, 1989, the LeForges’ home, a double-wide mobile home placed on a permanent foundation, was destroyed by fire. At the time of the fire, the LeForges’ home was insured by Nationwide. The LeForges submitted a claim which was formally rejected by Nationwide on September 6, 1989 on the basis that the LeForges had intentionally caused the fire. Consequently, on…