Macomber v. Minneapolis Fire & Marine Insurance

The trial court directed judgment in favor of the defendants on the theory that a contract of insurance is personal between the parties, and that the insurance companies, defendants, never entered into any contract of insurance with the plaintiff. The plaintiff, on the other hand, contends that he was the equitable owner of the premises and as such was entitled to insure the same, and that the insurance policy issued on the premises was for his benefit.

The policy contains a provision' of forfeiture if the title to' the property shall be other than “unconditional and sole ownership.” This…